Refinancing school loans is not as difficult as you may believe. You should pay close attention to all of the terms and conditions when applying. There are some excellent deals out there from loan consolidation companies.

School loan consolidation is made available to alumni and graduating students from the US Government and managed through different banking companies.

Update: May 1, 2010 New sites | Additional trusted school loan consolidation resources include:

1. School Loan Consolidation.net - School loan consolidation themed website with insight into federal and private student loan consolidation.
2. LoanConsolidation.ed.gov - Official site from the Department of Education.
3. Private Loan Consolidation - PrivateStudentLoan.org features in depth information and resources for private loan consolidation.
4. SchoolLoan.org - Find school loans and school loan consolidation information and related resources.
5. StudentLoans.gov - new website from the DOE for direct student loans and loan consolidation for the Federal Government.
6. ConsolidateStudentLoans.net - consolidate student loans from a list of consolidators.

LOANS SNAPSHOT: Current economic conditions have left many families looking to fund the total cost of college without private loans as approval rates have dropped. Create parents who are homeowners are relying on home equity loans to find the funds to cover all college and school expenses. This may not be the best avenue for all parents of students. Learn about home equity loans BEFORE even applying for one. A helpful website to learn about the home equity loan is HomeEquityLoans.org - they feature a home equity loan calculator and informative blog articles.